Wednesday, July 18, 2007

Wireless Credit Card Machines

Do You Need Credit Card Processing Services?
By Shane Penrod

Are your customers asking for credit card processing services?
If so, you may want to consider adding this service to your
company’s Website in order to provide convenient payment
methods that will bring back repeat business. Many companies
today are moving more toward e-commerce, which means that if
you want to avoid getting left behind, you should get ready to
join the throng of professionals who are marching into the
electronic age of doing business.

Although you may have relied on cash transactions up to now,
you might find that is becoming more cumbersome to make correct
change, accept checks that could bounce, and track delinquent
payments, all while keeping track of each and every
transaction. Farming out some of these tasks to hired help can
be costly, which is why you may be able to benefit from credit
card processing services. If you conduct business onsite at a
primary facility, you can plug in a credit card processor and
start taking credit payments immediately, which are far less
likely to bounce than personal checks.

But you will first have to open a merchant account before
establishing credit card processing services. Look for a
longstanding bank with a solid reputation, one who currently
offers merchant accounts to dependable business owners like
you. Then be prepared to provide the required documentation
that shows a stable credit history and a reasonable business
plan that depends on credit card processing services. Upon
approval, which can come within a few days, you will be able to
purchase or rent credit card processing equipment and start
accepting credit payments from your customers.

Credit card processing services can be established at your
company’s Website. You do have a Website, don’t you? If not,
that is the second important step into the 21st century that
your company needs to take. Hire a Web designer or sketch a few
ideas yourself. It need not be fancy or sophisticated, but
rather a basic outline of your company’s services or products
along with basic operating information. Then you will need to
register a domain name for a small fee and then pay monthly
“rental” fees to post your site in cyberspace. Hiring a
designer or someone to maintain and update your site will cost
a little more, although often you can find a high school or
college student who can do this type of work at nominal cost.
When your site is up and running and your merchant account is
approved, you are ready to open the Website doors to current
and new customers for business. They can browse at their
convenience and pay by credit card without human assistance at
each juncture. You can make money and save money at the same
time.

If your company is growing, your customers are asking about
credit payments, or you want to move forward with your business
plan, give some thought to opening a merchant account, setting
up an attractive Website, and adding the convenient, customer
service option of credit card processing services.

About the Author: Shane Penrod is the founder of
Merchant-Account-Quotes.com Specializing in allowing merchants
the ability to shop and compare multiple quotes from national
merchant account providers. For free quotes on merchant account
rates and fees, please go to
http://www.merchant-account-quotes.com

Source: http://www.isnare.com

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